/* 태하PnF — 피그마 "v2 · SEO 리뉴얼" 디자인 토큰 그대로 */
:root{
  --bg:#FFFFFF; --soft:#F4F8F6; --mint:#E7F3EE; --sky:#EDF4FA;
  --primary:#1F6B57; --logo:#1F5C4E; --bmint:#9ED3C2;
  --strong:#1C2A26; --body:#45544F; --muted:#6B7A75; --on:#FFFFFF; --line:#DCE6E2;
  --asky:#3A7DB5; --amber:#B9781F; --amber-soft:#FBEFD9;
  --kakao:#FEE500; --kakao-ink:#191919; --naver:#03C75A;
  --wrap:1200px; --gut:20px;
  --f:"Noto Sans KR","Apple SD Gothic Neo","Malgun Gothic",sans-serif;
  --f-en:"Montserrat","Helvetica Neue",Arial,sans-serif;
  color-scheme:light;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:88px;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
body{margin:0;background:var(--bg);color:var(--body);font-family:var(--f);font-size:16px;line-height:1.7;word-break:keep-all;overflow-wrap:break-word}
img{max-width:100%;height:auto;display:block}
a{color:var(--primary)}
h1,h2,h3,p,ul,ol,figure{margin:0}
h1,h2,h3{color:var(--strong);text-wrap:balance}
:focus-visible{outline:2px solid var(--primary);outline-offset:3px}
[hidden]{display:none!important}
.wrap{max-width:calc(var(--wrap) + var(--gut)*2);margin:0 auto;padding:0 var(--gut)}
.skip{position:absolute;left:-999px;top:8px;background:var(--strong);color:#fff;padding:8px 12px;border-radius:6px;z-index:100}
.skip:focus{left:8px}

/* 글자 체계 */
.eyebrow{display:block;font-size:14px;font-weight:700;letter-spacing:.04em;color:var(--primary);line-height:1.4}
.h2{font-size:clamp(26px,3.2vw,34px);font-weight:700;line-height:1.36;letter-spacing:-.015em}
.h3{font-size:20px;font-weight:700;line-height:1.4;letter-spacing:-.005em}
.lead{font-size:clamp(16px,1.6vw,18px);color:var(--body);max-width:760px}
.cap{font-size:14px;line-height:1.6;color:var(--muted)}
.sec{padding:104px 0}
.sec.soft{background:var(--soft)} .sec.mint{background:var(--mint)} .sec.sky{background:var(--sky)}
.head{display:flex;flex-direction:column;gap:14px;margin-bottom:48px}
.head-row{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;margin-bottom:48px}
.head-row .head{margin-bottom:0}
@media (max-width:760px){.sec{padding:56px 0}.head,.head-row{margin-bottom:28px}.head-row{flex-direction:column;align-items:flex-start}}

/* 버튼 */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:54px;padding:0 28px;border-radius:10px;font:700 16px/1.4 var(--f);text-decoration:none;cursor:pointer;border:1px solid var(--primary);transition:filter .15s,background .15s}
.btn-p{background:var(--primary);color:var(--on)} .btn-p:hover{filter:brightness(1.1)}
.btn-s{background:#fff;color:var(--primary);border-color:var(--line)} .btn-s:hover{background:var(--soft)}
.more{font-weight:500;text-decoration:none;color:var(--primary)} .more:hover{text-decoration:underline}

/* 로고 */
.logo{display:inline-flex;align-items:flex-end;gap:0;text-decoration:none;color:var(--strong)}
.logo svg{display:block;flex:none}
.logo .col{display:flex;flex-direction:column}
.logo .word{font:900 21px/1 "Noto Sans KR",var(--f);letter-spacing:-.03em;padding-left:6px;margin-bottom:3px;color:var(--logo)}
.logo .word b{font-family:var(--f-en);font-weight:800;color:var(--primary)}
.logo .shaft{display:flex;align-items:flex-start;margin-bottom:5px}
.logo .bar{flex:1;height:3.5px;background:var(--logo)}
.k-body{fill:var(--logo)} .k-win{fill:#fff} .k-hole{fill:var(--bmint)}

/* 머리글 */
.top{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.2) blur(6px);border-bottom:1px solid var(--line)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:76px}
.nav{display:flex;gap:36px}
.nav a{color:var(--body);font-weight:500;text-decoration:none}
.nav a:hover,.nav a[aria-current]{color:var(--primary)}
.top-r{display:flex;align-items:center;gap:20px}
.top-tel{font-weight:500;color:var(--strong);text-decoration:none}
.top .btn{min-height:46px;padding:0 22px}
.menu-btn{display:none;background:none;border:0;padding:10px;margin-right:-10px;cursor:pointer;color:var(--strong)}
@media (max-width:1080px){.nav{gap:22px}.top-tel{display:none}}
@media (max-width:900px){
  .menu-btn{display:block}
  .top .wrap{min-height:64px}
  .top-r .btn{display:none}
  .nav{position:absolute;left:0;right:0;top:100%;flex-direction:column;gap:0;background:#fff;border-bottom:1px solid var(--line);padding:8px var(--gut) 16px;display:none}
  .nav.open{display:flex}
  .nav a{padding:12px 0;border-bottom:1px solid var(--line)}
}

/* 첫 화면 */
.hero{padding:72px 0 80px}
.hero-row{display:grid;grid-template-columns:minmax(0,536px) minmax(0,1fr);gap:64px;align-items:center}
.hero-copy{display:flex;flex-direction:column;gap:24px}
.hero h1{display:flex;flex-direction:column;gap:20px}
.hero h1 .kicker{font-size:14px;font-weight:700;letter-spacing:.04em;color:var(--primary);line-height:1.4}
.hero h1 .slogan{font-size:clamp(32px,4.6vw,54px);font-weight:700;line-height:1.3;letter-spacing:-.025em;color:var(--strong)}
.hero .lead{max-width:500px}
.cta{display:flex;flex-wrap:wrap;gap:12px}
.hero-vis{position:relative;min-width:0}
.hero-vis img{width:100%;aspect-ratio:600/520;object-fit:cover;border-radius:20px}
.trust{margin-top:56px;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border:1px solid var(--line);border-radius:16px;padding:28px 8px;list-style:none}
.trust li{padding:0 24px;display:flex;flex-direction:column;gap:8px}
.trust li+li{border-left:1px solid var(--line)}
.trust b{color:var(--strong);font-weight:500}
@media (max-width:1080px){.hero-row{grid-template-columns:minmax(0,1fr);gap:32px}.hero-vis img{aspect-ratio:16/9}}
@media (max-width:980px){.trust{grid-template-columns:repeat(2,minmax(0,1fr));row-gap:24px}.trust li:nth-child(3){border-left:0}}
@media (max-width:560px){.hero{padding:32px 0 56px}.cta .btn{flex:1 1 100%}.hero-vis img{aspect-ratio:350/260}.trust{grid-template-columns:minmax(0,1fr);padding:0;margin-top:32px}.trust li{flex-direction:row;flex-wrap:wrap;padding:14px 16px;column-gap:12px;row-gap:2px}.trust li+li{border-left:0;border-top:1px solid var(--line)}.trust li .cap{flex-basis:100%;padding-left:38px}}
.ic{width:26px;height:26px;flex:none;stroke:var(--primary);fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}

/* 타일·카드 */
.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.grid4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px}
.grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
@media (max-width:980px){.grid4{grid-template-columns:repeat(2,minmax(0,1fr))}.grid3{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:640px){.grid2,.grid3,.grid4{grid-template-columns:minmax(0,1fr);gap:14px}}
.tile{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px;display:flex;flex-direction:column;gap:10px}
.tile p{color:var(--body)}
@media (max-width:640px){.tile{padding:18px 20px;gap:4px}}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:32px 28px;display:flex;flex-direction:column;gap:14px}
.card .ibox{width:52px;height:52px;border-radius:14px;background:var(--mint);display:flex;align-items:center;justify-content:center}
.card hr{border:0;border-top:1px solid var(--line);margin:4px 0;width:100%}
.ticks{list-style:none;padding:0;display:flex;flex-direction:column;gap:6px;font-size:14px;color:var(--muted);line-height:1.6}
.ticks li{padding-left:14px;position:relative}
.ticks li::before{content:"";position:absolute;left:0;top:.72em;width:5px;height:5px;border-radius:50%;background:var(--bmint)}

/* 관리 방식 */
.plan{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;display:flex;flex-direction:column}
.plan img{width:100%;aspect-ratio:588/280;object-fit:cover}
.plan-b{padding:32px;display:flex;flex-direction:column;gap:16px;flex:1}
.plan-h{display:flex;align-items:center;gap:12px}
.badge{display:inline-flex;align-items:center;justify-content:center;min-width:30px;height:30px;padding:0 10px;border-radius:6px;background:var(--primary);color:#fff;font-weight:700}
.badge.b{background:var(--asky)}
.plan ul{padding-left:20px;display:flex;flex-direction:column;gap:6px}
.fee{margin-top:auto;background:var(--soft);border-radius:10px;padding:16px 18px;display:flex;flex-direction:column;gap:2px}
.fee b{color:var(--strong);font-weight:500}
@media (max-width:640px){.plan-b{padding:20px}.plan img{aspect-ratio:350/180}}

/* 표 */
.tbl{margin-top:48px;background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden}
.tbl caption{text-align:left;padding:20px 28px;font-size:20px;font-weight:700;color:var(--strong)}
.tbl-scroll{overflow-x:auto}
table{width:100%;border-collapse:collapse;font-size:16px}
th,td{text-align:left;padding:14px 28px;border-top:1px solid var(--line);vertical-align:top}
thead th{background:var(--soft);font-size:14px;font-weight:400;color:var(--muted)}
tbody th{font-weight:500;color:var(--strong);white-space:nowrap}
td.law{color:var(--muted);white-space:nowrap}
.hl{color:var(--primary);font-weight:500}
@media (max-width:760px){th,td{padding:12px 16px;font-size:15px}.tbl caption{padding:16px}.tbl{margin-top:28px}
  .stack thead{display:none}.stack tr{display:block;border-top:1px solid var(--line);padding:12px 16px}.stack th,.stack td{display:block;border:0;padding:2px 0;white-space:normal}.stack td.law{font-size:13px}}
.note{margin-top:20px}

/* 절차 */
.steps{list-style:none;padding:0;display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:19px;counter-reset:s}
.steps li{background:#fff;border-radius:14px;padding:24px;display:flex;flex-direction:column;gap:8px;counter-increment:s}
.steps li::before{content:counter(s);width:36px;height:36px;border-radius:50%;background:var(--primary);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;margin-bottom:8px}
.steps b{color:var(--strong);font-size:18px}
.steps span{font-size:14px;color:var(--body);line-height:1.6}
@media (max-width:1080px){.steps{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media (max-width:640px){.steps{grid-template-columns:minmax(0,1fr);gap:0;background:#fff;border-radius:14px;padding:4px 16px}.steps li{display:grid;grid-template-columns:36px 1fr;column-gap:14px;row-gap:2px;padding:14px 0;border-radius:0}.steps li+li{border-top:1px solid var(--line)}.steps li::before{grid-row:span 2;margin:0}}

/* 월간 보고 */
.split{display:grid;grid-template-columns:minmax(0,600px) minmax(0,1fr);gap:64px;align-items:center}
.split.rev{grid-template-columns:minmax(0,440px) minmax(0,1fr);align-items:start}
@media (max-width:980px){.split,.split.rev{grid-template-columns:minmax(0,1fr);gap:32px}}
.rep-vis{position:relative;padding-bottom:60px}
.rep-vis img{width:100%;aspect-ratio:3/2;object-fit:cover;border-radius:20px}
.rep{position:absolute;right:-32px;bottom:0;width:400px;max-width:90%;background:#fff;border-radius:14px;padding:20px 24px 10px;box-shadow:0 12px 32px rgba(18,41,33,.14)}
.rep-h{display:flex;justify-content:space-between;padding-bottom:12px;color:var(--strong);font-weight:500}
.rep-h span{font-size:14px;color:var(--muted);font-weight:400}
.rrow{display:grid;grid-template-columns:58px 1fr auto;gap:12px;align-items:center;padding:11px 0;border-top:1px solid var(--line);font-size:14px}
.rrow small{color:var(--muted);font-size:14px}
.chip{font-size:12px;padding:2px 9px;border-radius:99px;background:var(--soft);color:var(--primary);white-space:nowrap}
.chip.wip{background:var(--amber-soft);color:var(--amber)} .chip.next{background:var(--sky);color:var(--asky)}
@media (max-width:980px){.rep{right:12px}}
@media (max-width:560px){.rep-vis{padding-bottom:0}.rep{position:static;width:auto;max-width:none;margin-top:-40px;margin-inline:12px}}
.checks{list-style:none;padding:0;display:flex;flex-direction:column;gap:12px;color:var(--strong)}
.checks li{display:flex;gap:10px;align-items:flex-start}
.checks .ic{margin-top:1px}
.copy{display:flex;flex-direction:column;gap:20px}

/* 운영 원칙 */
.prom-img{width:100%;aspect-ratio:440/620;object-fit:cover;border-radius:20px}
@media (max-width:980px){.prom-img{aspect-ratio:16/9}}
.prom{list-style:none;padding:0;margin-top:28px;counter-reset:p}
.prom li{display:grid;grid-template-columns:36px 1fr;gap:6px 24px;padding:20px 0;border-top:1px solid var(--line);counter-increment:p}
.prom li::before{content:counter(p,decimal-leading-zero);font-size:20px;font-weight:700;color:var(--primary);grid-row:span 2;line-height:1.4}
.prom h3{font-size:20px}

/* 가이드 카드 */
.gcard{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;display:flex;flex-direction:column;text-decoration:none;color:inherit;transition:box-shadow .15s}
.gcard:hover{box-shadow:0 10px 28px rgba(18,41,33,.1)}
.gcard img{width:100%;aspect-ratio:16/9;object-fit:cover}
.gcard div{padding:24px 24px 28px;display:flex;flex-direction:column;gap:10px;flex:1}
.gcard p{color:var(--body)}
.gcard .more{margin-top:auto}

/* FAQ */
.faq-wrap{display:grid;grid-template-columns:320px minmax(0,1fr);gap:80px}
@media (max-width:980px){.faq-wrap{grid-template-columns:minmax(0,1fr);gap:24px}}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:22px 40px 22px 0;font-weight:500;color:var(--strong);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:6px;top:50%;width:14px;height:14px;margin-top:-7px;background:linear-gradient(var(--primary),var(--primary)) center/14px 1.8px no-repeat,linear-gradient(var(--primary),var(--primary)) center/1.8px 14px no-repeat}
.faq details[open] summary::after{background:linear-gradient(var(--primary),var(--primary)) center/14px 1.8px no-repeat}
.faq details p{padding:0 40px 22px 0;color:var(--body)}

/* 상담 */
.contact{display:grid;grid-template-columns:520px minmax(0,1fr);gap:64px}
@media (max-width:1080px){.contact{grid-template-columns:minmax(0,1fr);gap:32px}}
.ways{display:grid;grid-template-columns:56px 1fr;gap:12px 16px;align-items:baseline}
.ways dt{font-size:14px;color:var(--muted)} .ways dd{margin:0;color:var(--strong);font-weight:500}
.ways .tel{font-size:20px;font-weight:700;color:var(--strong);text-decoration:none}
.contact-img{width:100%;aspect-ratio:520/300;object-fit:cover;border-radius:16px}
@media (max-width:1080px){.contact-img{display:none}}
.form{background:#fff;border-radius:18px;padding:36px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;align-content:start}
.form .full{grid-column:1/-1}
.field{display:flex;flex-direction:column;gap:8px;min-width:0}
.field label,.field legend{font-weight:500;color:var(--strong);padding:0}
.opt{font-weight:400;color:var(--muted)}
input[type=text],input[type=tel],select,textarea{width:100%;font:16px/1.5 var(--f);color:var(--strong);background:var(--soft);border:1px solid var(--line);border-radius:8px;padding:12px 14px;min-height:50px}
textarea{min-height:110px;resize:vertical}
fieldset{border:0;margin:0;padding:0;min-width:0}
.radios{display:flex;flex-wrap:wrap;gap:6px 24px}
.radios label{display:flex;align-items:center;gap:8px;font-weight:400;color:var(--body);min-height:36px;cursor:pointer}
.radios input{accent-color:var(--primary);width:18px;height:18px}
.agree{display:flex;gap:10px;align-items:flex-start;font-size:14px;color:var(--muted)}
.agree input{accent-color:var(--primary);width:18px;height:18px;margin-top:3px;flex:none}
.form .btn{width:100%}
.form-msg{font-size:15px;padding:12px 14px;border-radius:8px;background:var(--mint);color:var(--strong)}
.form-msg.err{background:var(--amber-soft);color:#6E4318}
@media (max-width:640px){.form{grid-template-columns:minmax(0,1fr);padding:20px}}

/* 바닥글 */
.foot{border-top:1px solid var(--line);padding:48px 0 56px;font-size:14px;color:var(--muted)}
.foot .wrap{display:flex;flex-direction:column;gap:20px}
.foot-top{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.foot-links{display:flex;flex-wrap:wrap;gap:8px 24px}
.foot-links a{color:var(--body);text-decoration:none} .foot-links a:hover{color:var(--primary)}
.biz{display:flex;flex-wrap:wrap;gap:4px 18px}
.biz b{font-weight:500;color:var(--body);margin-right:6px}
@media (max-width:640px){.foot{padding:32px 0 96px}}

/* 우측 고정 배너 (스크롤 시 나타남) */
.fab{position:fixed;right:24px;top:50%;z-index:40;display:flex;flex-direction:column;gap:12px;transform:translate(16px,-50%);opacity:0;visibility:hidden;transition:opacity .25s,transform .25s,visibility .25s}
.fab.show{opacity:1;visibility:visible;transform:translate(0,-50%)}
.fab a,.fab button{width:72px;display:flex;flex-direction:column;align-items:center;gap:6px;padding:12px 6px 10px;border-radius:18px;text-decoration:none;font:500 12px/1.2 var(--f);box-shadow:0 6px 18px rgba(0,0,0,.16);border:0;cursor:pointer}
.fab .kakao{background:var(--kakao);color:var(--kakao-ink)}
.fab .blog{background:var(--naver);color:#fff}
.fab .totop{background:#fff;color:var(--body);border:1px solid var(--line)}
.fab a:hover,.fab button:hover{filter:brightness(.97);transform:translateY(-1px)}
@media (max-width:760px){
  .fab{right:16px;top:auto;bottom:20px;transform:translateY(16px)}
  .fab.show{transform:none}
  .fab a,.fab button{width:52px;height:52px;padding:0;border-radius:50%;justify-content:center}
  .fab span{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
  .fab .totop{display:none}
}

/* 가이드 글 */
.crumb{font-size:14px;color:var(--muted);padding-top:28px}
.crumb ol{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:6px}
.crumb li+li::before{content:"›";margin-right:6px}
.crumb a{color:var(--muted);text-decoration:none} .crumb a:hover{color:var(--primary)}
.art-head{padding:24px 0 40px;border-bottom:1px solid var(--line);display:flex;flex-direction:column;gap:16px}
.art-head h1{font-size:clamp(28px,4vw,42px);line-height:1.3;letter-spacing:-.02em}
.art-meta{font-size:14px;color:var(--muted)}
.art{display:grid;grid-template-columns:minmax(0,760px) 280px;gap:64px;padding:48px 0 96px}
@media (max-width:1080px){.art{grid-template-columns:minmax(0,1fr);gap:32px;padding:32px 0 64px}}
.prose{font-size:17px;line-height:1.85;color:var(--body)}
.prose>*+*{margin-top:18px}
.prose h2{font-size:clamp(22px,2.6vw,26px);line-height:1.4;margin-top:48px;padding-top:8px;color:var(--strong)}
.prose h3{font-size:19px;margin-top:32px}
.prose ul,.prose ol{padding-left:22px;display:flex;flex-direction:column;gap:6px}
.prose strong{color:var(--strong);font-weight:500}
.prose figure img{border-radius:14px;width:100%;aspect-ratio:16/9;object-fit:cover}
.prose figcaption{font-size:14px;color:var(--muted);margin-top:8px}
.prose .tbl{margin-top:24px}
.prose table{font-size:15px}
.summary{background:var(--soft);border-radius:14px;padding:24px 28px}
.summary b{display:block;color:var(--strong);margin-bottom:8px}
.summary ul{gap:4px}
.callout{background:var(--mint);border-radius:14px;padding:20px 24px;font-size:16px}
.aside{display:flex;flex-direction:column;gap:20px;position:sticky;top:100px;align-self:start}
.aside .box{border:1px solid var(--line);border-radius:14px;padding:24px;display:flex;flex-direction:column;gap:12px}
.aside .box a.btn{width:100%}
.toc ol{padding-left:18px;font-size:15px;display:flex;flex-direction:column;gap:6px}
.toc a{color:var(--body);text-decoration:none} .toc a:hover{color:var(--primary)}
@media (max-width:1080px){.aside{position:static}}
.author{display:flex;flex-direction:column;gap:4px;border-top:1px solid var(--line);padding-top:24px;margin-top:48px;font-size:15px}
.author b{color:var(--strong)}